:root{
  --paper:#F7F2E8; --parchment:#EFE7D7; --sheet:#FCFAF5; --stone:#E6DCC8;
  --ink:#1B2A3F; --ink-2:#2B3B52; --text:#34332F; --muted:#55504A; --soft:#6B655B;
  --rule:rgba(27,42,63,.16); --rule-strong:rgba(27,42,63,.34);
  --brass:#A08A5E; --brass-deep:#7D6A45; --error:#8A2E22;
  --display:"Cormorant Garamond","Cormorant",Garamond,"Times New Roman",serif;
  --body:"Source Serif 4",Georgia,"Times New Roman",serif;
  --max:1240px; --gutter:clamp(22px,5vw,80px); --section:clamp(96px,12vw,176px);
  --ease:cubic-bezier(.22,.61,.36,1); --ease-out:cubic-bezier(.16,1,.3,1);
  --vh:1vh; --header:84px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:96px;overflow-x:clip}
body{margin:0;background:var(--paper);color:var(--text);font-family:var(--body);font-size:18px;line-height:1.7;font-optical-sizing:auto;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:clip}
a{color:inherit}
::selection{background:var(--ink);color:var(--paper)}
:focus-visible{outline:1px solid var(--ink);outline-offset:4px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
h1,h2,h3{font-family:var(--display);font-weight:500;color:var(--ink);margin:0;text-wrap:balance;letter-spacing:-.005em}
p{margin:0 0 1.1em;text-wrap:pretty}
.skip{position:absolute;left:12px;top:-100px;z-index:100;background:var(--ink);color:var(--paper);padding:12px 18px;min-height:44px;font-size:13px;text-decoration:none}
.skip:focus{top:12px}
.label{font-family:var(--body);font-size:12px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;color:var(--muted);line-height:1.5}
.eyebrow{display:flex;align-items:center;gap:16px;margin:0 0 22px}
.eyebrow::before{content:"";width:40px;height:1px;background:var(--brass);flex:none}
.ornament{display:flex;align-items:center;justify-content:center;gap:14px;color:var(--brass);margin:56px 0}
.ornament::before,.ornament::after{content:"";height:1px;width:56px;background:currentColor;opacity:.75}
.ornament span{width:5px;height:5px;transform:rotate(45deg);border:1px solid currentColor}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:54px;padding:0 30px;border:1px solid var(--ink);color:var(--ink);background:transparent;font-family:var(--body);font-size:12px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;text-decoration:none;cursor:pointer;position:relative;overflow:hidden;isolation:isolate;transition:color .6s var(--ease);text-align:center}
.btn::before{content:"";position:absolute;inset:0;background:var(--ink-2);transform:scaleY(0);transform-origin:bottom;transition:transform .6s var(--ease);z-index:-1}
.btn:hover::before{transform:scaleY(1)}
.btn:hover{color:var(--paper)}
.btn--solid{background:var(--ink);color:var(--paper)}
.btn--paper{border-color:var(--paper);color:var(--paper)}
.btn--paper::before{background:var(--paper)}
.btn--paper:hover{color:var(--ink)}
.btn .arrow{display:inline-block;width:22px;height:1px;background:currentColor;position:relative;flex:none;transition:width .6s var(--ease)}
.btn .arrow::after{content:"";position:absolute;right:0;top:-3px;width:7px;height:7px;border-top:1px solid currentColor;border-right:1px solid currentColor;transform:rotate(45deg)}
.btn:hover .arrow{width:32px}
.link{display:inline-flex;align-items:center;min-height:44px;font-size:12px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;text-decoration:none;color:var(--ink);background:linear-gradient(var(--brass),var(--brass)) left calc(50% + 12px)/100% 1px no-repeat;transition:background-size .6s var(--ease)}
.link:hover{background-size:0 1px;background-position:right calc(50% + 12px)}
body::after{content:"";position:fixed;inset:0;z-index:90;pointer-events:none;opacity:.05;mix-blend-mode:multiply;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}

/* header (same look as home; sticky instead of fixed, no JS) */
.site-header{position:sticky;top:0;z-index:50;background:var(--paper);border-bottom:1px solid var(--rule)}
.site-header .wrap{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:var(--header);max-width:none}
.nav{display:flex;gap:30px}
.nav a{font-size:12px;font-weight:500;letter-spacing:.17em;text-transform:uppercase;text-decoration:none;color:#3F3B35;display:inline-flex;align-items:center;min-height:44px;position:relative}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:10px;height:1px;background:var(--brass);transform:scaleX(0);transform-origin:right;transition:transform .5s var(--ease)}
.nav a:hover::after,.nav a[aria-current]::after{transform:scaleX(1);transform-origin:left}
.brand{display:flex;align-items:center;gap:14px;min-height:44px;text-decoration:none;color:var(--ink)}
.brand svg{width:40px;height:40px;flex:none}
.brand-word{font-family:var(--display);font-size:19px;font-weight:600;letter-spacing:.32em;text-transform:uppercase;line-height:1;white-space:nowrap;margin-right:-.32em}
.header-right{justify-self:end;display:flex;align-items:center;gap:28px}

/* breadcrumb + head */
.crumbs{padding-top:28px}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 10px;font-size:13px;letter-spacing:.06em;color:var(--muted)}
.crumbs li{display:flex;align-items:center;gap:10px}
.crumbs li+li::before{content:"";width:5px;height:5px;border-top:1px solid var(--brass);border-right:1px solid var(--brass);transform:rotate(45deg)}
.crumbs a{text-decoration:none;display:inline-flex;min-height:32px;align-items:center}
.crumbs a:hover{color:var(--ink);text-decoration:underline;text-underline-offset:4px}
.guide-head{padding:clamp(36px,6vw,80px) 0 clamp(32px,5vw,56px);border-bottom:1px solid var(--rule)}
.guide-head .inner{max-width:900px}
.guide-head h1{font-size:clamp(40px,5.4vw,76px);line-height:1.02;letter-spacing:-.015em}
.dek{font-family:var(--display);font-style:italic;font-size:clamp(21px,2vw,26px);line-height:1.35;color:var(--ink-2);margin:26px 0 0;max-width:38em}
.meta{display:flex;flex-wrap:wrap;gap:6px 22px;margin-top:28px;font-size:13px;letter-spacing:.08em;color:var(--muted)}
.meta a{color:var(--ink)}
.meta>span+span::before{content:"\00B7";color:var(--brass);margin:0 12px 0 -10px}
.nw{white-space:nowrap}
.guide-head h1{text-wrap:balance}

/* body grid */
.guide-body{display:grid;grid-template-columns:minmax(0,250px) minmax(0,1fr);gap:clamp(40px,6vw,96px);padding-top:clamp(40px,5vw,64px)}
.toc-d{position:sticky;top:calc(var(--header) + 28px);align-self:start;max-height:calc(100vh - var(--header) - 56px);overflow:auto}
.toc-d ol,.toc-m ol{list-style:none;margin:14px 0 0;padding:0;counter-reset:t}
.toc-d li,.toc-m li{counter-increment:t;border-top:1px solid var(--rule)}
.toc-d a,.toc-m a{display:grid;grid-template-columns:26px 1fr;gap:6px;padding:9px 0;font-size:14.5px;line-height:1.4;text-decoration:none;color:var(--muted)}
.toc-d a::before,.toc-m a::before{content:counter(t,upper-roman);font-family:var(--display);font-style:italic;color:var(--brass)}
.toc-d a:hover,.toc-m a:hover{color:var(--ink)}
.toc-m{display:none;border-top:1px solid var(--rule-strong);border-bottom:1px solid var(--rule-strong);padding:0;margin-bottom:36px}
.toc-m summary{list-style:none;cursor:pointer;min-height:52px;display:flex;align-items:center;justify-content:space-between;line-height:1}
.toc-m summary::-webkit-details-marker{display:none}
.toc-m summary::after{content:"+";font-family:var(--body);font-size:20px;line-height:1;color:var(--ink)}
.toc-m[open] summary::after{content:"\2013"}
.toc-m ol{margin:0 0 12px}

/* prose */
.prose{max-width:720px;min-width:0;overflow-wrap:break-word}
.prose>p:first-child{font-size:1.08em}
.prose h2{font-size:clamp(32px,3.2vw,44px);line-height:1.08;margin:64px 0 20px;padding-top:28px;border-top:1px solid var(--rule)}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:clamp(24px,2.2vw,29px);line-height:1.2;margin:40px 0 12px}
.prose a{color:var(--ink);text-decoration-color:var(--brass);text-decoration-thickness:1px;text-underline-offset:3px}
.prose a:hover{text-decoration-color:var(--ink)}
.prose strong{font-weight:600;color:var(--ink)}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.3em}
.prose li{margin:.35em 0;padding-left:.2em}
.prose ul li::marker{color:var(--brass)}
.prose ol li::marker{font-family:var(--display);font-style:italic;color:var(--brass-deep);font-size:1.1em}
.checklist{list-style:none;padding-left:0!important}
.checklist li{position:relative;padding-left:34px!important;margin:.55em 0}
.checklist li::before{content:"";position:absolute;left:2px;top:.42em;width:15px;height:15px;border:1px solid var(--brass-deep);background:var(--sheet)}
blockquote{margin:32px 0;padding:4px 0 4px 26px;border-left:1px solid var(--brass);font-family:var(--display);font-style:italic;font-size:1.3em;line-height:1.4;color:var(--ink)}
blockquote p{margin:0}
.box{margin:32px 0;padding:24px 26px 8px;background:var(--sheet);border:1px solid var(--rule);border-left:2px solid var(--brass)}
.box-title{font-family:var(--body);font-size:12px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--brass-deep);margin-bottom:10px}
.box--legal{background:transparent;border-left-color:var(--rule-strong);font-size:15.5px;color:var(--muted)}
.box--legal .box-title{color:var(--muted)}
.box ul,.box ol{margin-bottom:1em}
.table-wrap{margin:28px 0;overflow-x:auto;border:1px solid var(--rule);background:var(--sheet)}
table{border-collapse:collapse;width:100%;font-size:15.5px;line-height:1.5}
th,td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--rule)}
thead th{font-size:11.5px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);background:var(--parchment)}
tbody th{font-weight:600;color:var(--ink)}
tbody tr:last-child>*{border-bottom:0}

/* CTA box (in content) */
.cta-box{margin:48px 0;padding:34px 32px;background:var(--parchment);border:1px solid var(--rule);position:relative}
.cta-box::before{content:"";position:absolute;inset:7px;border:1px solid var(--rule);pointer-events:none}
.cta-box .label{margin:0 0 12px;color:var(--brass-deep)}
.cta-box h2,.cta-box .cta-title{font-family:var(--display);font-size:clamp(27px,2.6vw,34px);line-height:1.15;color:var(--ink);margin:0 0 12px;padding:0;border:0}
.cta-box p{margin:0 0 20px;max-width:34em}
.cta-box .btn{position:relative;z-index:1;text-decoration:none}
.prose .btn--solid,.prose .btn--solid:visited{color:var(--paper)}
.prose .btn--solid:hover{color:var(--paper)}

/* FAQ (same idiom as home) */
.faq-block{margin-top:72px}
.faq-block h2{margin-bottom:12px}
.faq-list{border-top:1px solid var(--rule-strong)}
.faq-list details{border-bottom:1px solid var(--rule-strong)}
.faq-list summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:1fr 28px;gap:20px;align-items:center;min-height:44px;padding:22px 0;font-family:var(--display);font-size:clamp(21px,1.9vw,25px);font-weight:500;color:var(--ink);line-height:1.25}
.faq-list summary::-webkit-details-marker{display:none}
.pm{position:relative;width:28px;height:28px;border:1px solid var(--rule-strong);border-radius:50%}
.pm::before,.pm::after{content:"";position:absolute;left:50%;top:50%;width:10px;height:1px;background:var(--ink);transform:translate(-50%,-50%);transition:transform .5s var(--ease)}
.pm::after{transform:translate(-50%,-50%) rotate(90deg)}
details[open] .pm::after{transform:translate(-50%,-50%) rotate(0)}
.faq-list .answer{padding:0 48px 24px 0}
.faq-list .answer p:last-child{margin-bottom:0}

/* end CTA */
.end-cta{margin-top:var(--section);background:var(--ink);color:rgba(247,242,232,.84);padding:clamp(64px,9vw,120px) 0;text-align:center}
.end-cta .seal-mark{width:84px;height:84px;color:var(--paper);margin:0 auto 26px;display:block;opacity:.9}
.end-cta h2{color:var(--paper);font-size:clamp(36px,4.2vw,60px);line-height:1.05}
.end-cta h2 em{font-weight:400}
.end-cta p{max-width:34em;margin:22px auto 32px;text-wrap:balance}
.end-cta .small{color:rgba(247,242,232,.8)}
.end-cta .small{font-size:14px;margin:26px auto 0}

/* related */
.related{padding:var(--section) 0 calc(var(--section) * .7)}
.related h2{font-size:clamp(32px,3.2vw,44px);margin-bottom:28px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,300px),1fr));gap:0;border-top:1px solid var(--rule-strong)}
.card{display:block;padding:28px 28px 30px 0;text-decoration:none;border-bottom:1px solid var(--rule)}
.card .label{display:block;margin-bottom:10px;color:var(--brass-deep)}
.card h3{font-size:26px;line-height:1.15;margin:0 0 10px}
.card p{margin:0;color:var(--muted);font-size:16px}
.card:hover h3{text-decoration:underline;text-decoration-color:var(--brass);text-underline-offset:5px;text-decoration-thickness:1px}

/* hub */
.hub-head{padding:clamp(48px,8vw,112px) 0 clamp(28px,4vw,48px)}
.hub-head h1{font-size:clamp(42px,5.6vw,80px);line-height:1.02}
.hub-head p{max-width:34em;margin-top:22px;color:var(--muted);font-size:19px}
.hub-cluster{margin:40px 0 64px}
.hub-cluster>.label{margin:0 0 14px;display:block}

/* footer (same as home) */
.site-footer{padding:96px 0 40px;background:var(--ink);color:rgba(247,242,232,.78);overflow:hidden}
.end-cta + .site-footer{padding-top:24px}
.site-footer a{color:inherit}
.footer-top{display:grid;grid-template-columns:auto 1fr auto;gap:40px;align-items:center;padding-bottom:40px;border-bottom:1px solid rgba(247,242,232,.18)}
.footer-top .seal-mark{color:var(--paper);width:96px;height:96px}
.footer-top p{margin:0;max-width:28em;font-family:var(--display);font-size:26px;line-height:1.25;color:var(--paper);font-style:italic}
.site-footer .footer-cta{color:var(--paper)}
.wordmark-row{text-align:center}
.wordmark{display:inline-block;font-family:var(--display);font-weight:500;color:var(--paper);text-transform:uppercase;letter-spacing:.08em;line-height:.9;font-size:8vw;white-space:nowrap;margin:56px 0 44px}
.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 32px;font-size:14px;padding-top:20px;border-top:1px solid rgba(247,242,232,.18)}
.footer-bottom nav{display:flex;gap:28px;flex-wrap:wrap}
.footer-bottom a,.footer-bottom span{text-decoration:none;display:inline-flex;align-items:center;min-height:44px}
.footer-bottom a:hover{color:var(--paper);text-decoration:underline;text-underline-offset:4px}

@media (max-width:1080px){
  .nav{display:none}
  .site-header .wrap{grid-template-columns:auto 1fr}
  .guide-body{grid-template-columns:minmax(0,1fr)}
  .toc-d{display:none}
  .toc-m{display:block}
  .prose{max-width:760px}
}
@media (max-width:900px){ :root{--header:68px} body{font-size:17.5px} .footer-top{grid-template-columns:1fr;gap:24px} }
@media (max-width:560px){
  .site-header .wrap{height:68px}
  .brand svg{width:34px;height:34px}
  .brand-word{font-size:14px;letter-spacing:.24em;margin-right:0}
  .brand{gap:10px}
  .btn{font-size:11px;letter-spacing:.14em;padding:14px 18px;gap:12px;width:100%;white-space:normal;line-height:1.4}
  .cta-box{padding:28px 22px}
  .box{padding:20px 18px 6px}
  .faq-list .answer{padding-right:0}
  .footer-bottom{flex-direction:column}
  .prose h2{margin-top:52px}
  .crumbs li:last-child{display:none}
  .guide-head{padding-top:28px}
  .meta{margin-top:20px}
  /* tables become stacked cards: no sideways scrolling on phones */
  .table-wrap{overflow:visible;border:0;background:transparent}
  .table-wrap table,.table-wrap tbody,.table-wrap tr,.table-wrap th,.table-wrap td{display:block;width:auto}
  .table-wrap thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .table-wrap tr{background:var(--sheet);border:1px solid var(--rule);margin:0 0 12px;padding:14px 16px 6px}
  .table-wrap tbody th{padding:0 0 8px;border:0;font-size:16px}
  .table-wrap td{padding:6px 0 8px;border:0;border-top:1px solid var(--rule);font-size:15.5px}
  .table-wrap td::before{content:attr(data-label);display:block;font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
}
@media (max-width:350px){ .header-cta{display:none} }
@media (prefers-reduced-motion:reduce){ *{transition:none!important} }
@media print{ .site-header,.toc-d,.toc-m,.cta-box,.end-cta,.related,.site-footer{display:none} }