For a new creator, "OnlyFans or Fansly?" is a question about where to start. For a creator who already earns, it is a different question: what happens to my existing fans if I add Fansly or move? This guide compares the two on the points that matter then. Platform facts are from each platform's own terms and help pages, checked on 22 October 2026.
The comparison
| Point | OnlyFans | Fansly |
|---|---|---|
| Platform fee | 20% of each fan payment (Terms of Use) | Creators receive 80% of subscriptions, sold media, messages and tips (Fansly help) |
| Payout hold | Earnings withdrawable once reflected in your account; a pending period of about 7 days is commonly reported | Funds eligible for payout after a seven-day hold |
| Minimum payout | A minimum applies (Terms); $20 is commonly reported | Depends on the payout method |
| Chargebacks | OnlyFans may deduct the creator's share of a refunded or charged-back payment | Fansly says it shields creators from chargebacks in most cases |
| Geoblocking | Available in settings | Block countries, states or cities; blocked visitors see a blank page |
| Discovery | Little on-platform discovery; traffic comes from outside | Has on-platform discovery features |
More on the money side: OnlyFans payouts and chargebacks.
What happens to your fans
- Switching completely means every fan has to subscribe again somewhere new. Some will, many will not. For an account with a large paying base, that is a real loss.
- Adding Fansly keeps your OnlyFans base intact and opens a second source. The cost is effort: two inboxes, two price lists, two content schedules.
- Content splitting is the decision behind it: the same content on both, or something different on each? The same content is easier but gives fans no reason to follow you to the second platform.
The hidden costs of two platforms
- Double the inbox. Messages are where established accounts earn most. Two platforms means two inboxes to attend.
- Double the leak surface. More places where your content can be saved. See content protection.
- Split data. Your numbers live in two dashboards. Use the earnings and net calculator to compare them on the same basis.
When adding Fansly makes sense
- When you want geographic privacy at state or city level.
- When a part of your audience prefers Fansly or found you there.
- When you have the capacity to run a second inbox well, or someone who does it for you.
We manage OnlyFans and Fansly side by side. If you are weighing it up, our traffic comparison shows how to measure where your fans come from first.
Questions creators ask
Does Fansly take the same fee as OnlyFans?
Yes, both take 20%. OnlyFans charges 20% of each fan payment; Fansly says creators receive 80% of revenue from subscriptions, sold media, messages and tips, with no extra payout, processing or currency fees.
Should I move my fans from OnlyFans to Fansly?
Rarely all at once. Moving fans means asking them to subscribe again on a new platform, and some will not. Most established creators who use Fansly add it alongside OnlyFans rather than replacing it.